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Archives Volume-9, Issue-2 (July-December)

TABLE OF CONTENTS

Paper Title:
DIGITAL TRANSFORMATION FRAMEWORK EXPLAINED
Author Name:
Shivaraja Ramanathan
Country:
India
Page No.:
1-7
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DIGITAL TRANSFORMATION FRAMEWORK EXPLAINED
Author: Shivaraja Ramanathan

ABSTRACT
Today, a lot of firms are investing in thought and behaviour change to bring about a
traditional transformation in the way work is done by taking advantage of the great
technological development that is taking place to serve the beneficiaries faster and better, as
digital transformation provides huge potential to build effective and competitive sustainable
societies, by making a deep change in the services of various parties (e.g., consumers,
employees, beneficiaries), while improving their experiences and productivity through a
series of proportional processes, accompanied by reformulating the necessary procedures for
activation and implementation. Digital transformation requires enabling a culture of creativity
in the work environment, and includes changing the basic components of work, starting with
infrastructure, business models, and ending with digital marketing of services and products.
Keywords: Digital, Transformation, Digital Marketing, Technology, Accounting,
Information Big Data etc.

Paper Title:
INDIA'S DEMOCRATIC FRAMEWORK AND ELECTORAL REFORM: A COMPREHENSIVE OVERVIEW
Author Name:
Anantha
Country:
India
Page No.:
8-12
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INDIA'S DEMOCRATIC FRAMEWORK AND ELECTORAL REFORM: A COMPREHENSIVE OVERVIEW
Author: Anantha

ABSTRACT
Indian democracy is the biggest democracy in the world. Elections are the most integral and
important component of politics in a democratic system of governance. True democracy can
function only when elections to the offices of power are held in a free and fair method.
Electoral process and electoral politics is the life and soul for consolidation of parliamentary
democratic system in India. The free and fair elections are fundamental root for success of
democracy. Political stability can secure through people‟s political participation. Electoral
system is necessary and important instrument to make parliamentary democracy work.
Under the constitutional values and guidelines of election commission free and fair elections
are held at regular intervals in India. To make them from free of flaws it is essential to
reform the electoral system from time to time. This paper evaluates issues and challenges of
electoral reforms in India democracy.
Keywords: India and Democracy, Election, Electoral Reforms, Election Commission,
Political Participation, India‟s Electoral Reforms.

Paper Title:
AN ANALYSIS OF THE ELECTRONIC BANKING LANDSCAPE IN INDIA
Author Name:
Shankar Kumar
Country:
India
Page No.:
13-17
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AN ANALYSIS OF THE ELECTRONIC BANKING LANDSCAPE IN INDIA
Author: Shankar Kumar

ABSTRACT:
The financial framework in India is truly evolving. It has changed with time and has made the
economy more grounded as well as made the existence of the client a lot simpler than
previously. Indian financial framework has gone through a complete change throughout
recent years. With the reception of Data Innovation, the financial business has arrived at a
more noteworthy level. The progression of electronic banking occurred with utilization of
programmed teller machines and later it created to internet banking. Through Electronic
Banking, a client can work his record and do banking exchanges from PC or cell phone.
Offices conveyed by the banks incorporate bill installment, electronic exchanges, check
cards, Visas, versatile banking, tele-banking and so forth. This paper centers around the
importance of E-Banking, advancement, its capabilities, advantages, challenges and the fate
of banking in India.
Keywords: E-Banking, Data Innovation, Web Banking, Electronic Exchanges, Future
Banking.

Paper Title:
TECHNOLOGY-DRIVEN CHANGES IN HRM IN BANKING: INSIGHTS INTO TRENDS AND CHALLENGES
Author Name:
Digvijaya Thakur
Country:
India
Page No.:
18-22
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TECHNOLOGY-DRIVEN CHANGES IN HRM IN BANKING: INSIGHTS INTO TRENDS AND CHALLENGES
Author: Digvijaya Thakur

ABSTRACT
This article examines the impact of technology on human resource management (HRM) in
the banking sector. It explores the trends and challenges arising from the integration of
technology in HRM practices, focusing on talent acquisition, performance management,
training, and employee engagement. The study aims to understand how technology-driven
HRM practices shape the banking industry, the barriers faced by HR professionals in
adopting technology, and the implications for employees and overall organizational
performance. The objective is to identify technological trends, assess challenges, explore
benefits, and propose strategies for effective technology implementation in HRM for
sustainable growth in the banking industry.
KEYWORDS: Technology, HRM, Banking sector, Talent acquisition, Performance
management, Training and development, Employee engagement, Data analytics, Strategic
planning, Sustainable growth

Paper Title:
CASE STUDY – COST INNOVATION FOR FINANCIAL SUSTAINABILITY
Author Name:
Prabha Patil & Deepika Lakhani
Country:
India
Page No.:
23-25
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CASE STUDY – COST INNOVATION FOR FINANCIAL SUSTAINABILITY
Author: Prabha Patil & Deepika Lakhani

Mr. Suryavanshi has requested an immediate meeting with all department managers. After
the March 2021 quarter, the outlook for the company's finances was particularly dismal.
Given the rising costs and highly volatile character of the automobile market, it was
imperative to investigate the causes of the company's significant drop in profitability during
March 2021.
In the heart of Sangli, a bustling district known for its industrial charm, ABC Automobile
Parts Manufacturing Company was a cornerstone of automotive innovation and precision.
Established in 2002, this company emerged as a testament to the vision of its founder, Mr.
Suryawanshi, a native of Sangli who harbored a fervent passion for automobiles. With a
deep-seated belief in the potential of his hometown, Mr. Suryawanshi had set out on a
remarkable journey to craft a venture that would not only contribute to the local economy but
also place Sangli on the map of industrial prowess. And so, ABC Company was born, its
roots firmly embedded within the confines of the Sangli district.
Incorporated as a Private Limited Company under the protective umbrella of the Companies
Act 1956, ABC Company flourished within the confines of the sprawling MIDC Area in
Sangli. Every corner of its facility echoed with the hum of machinery and the spirit of
innovation as the talented workforce tirelessly worked to create high-quality automobile parts
that would power vehicles on roads near and far. As a mark of unity and shared purpose, the
Board of Directors was composed entirely of individuals from the Sangli district, mirroring
the company's commitment to its roots. Led by the visionary founder, Mr. Suryawanshi, who
retained a 50 percent stake, the remaining Board members also held an equal share in the
company's capital, cementing a bond that was not just financial but also founded on their
collective dedication.
With a remarkable annual turnover of Rs. 10,000,000/-, ABC Company was once a beacon of
prosperity, embodying the dreams of its founder and the aspirations of its workforce. The
company's influence rippled through the Sangli District, creating job opportunities for a
diverse range of employees across various tiers of management. From the strategic minds at
the managerial level to the diligent hands of operatives, every individual played a vital role in
shaping the company's success story. From 2015 to 2020, they painted a picture of consistent
growth and financial abundance for ABC Company. Profit margins flourished, and optimism
radiated throughout its corridors. However, like the shifting winds of fate, the tides began to
change in early 2021. The company faced an unexpected challenge - a gradual decline in
profits, an enigma that seemed to elude immediate solutions.

Paper Title:
TECHNOLOGY-DRIVEN CHANGES IN HRM IN BANKING: INSIGHTS INTO TRENDS AND CHALLENGES
Author Name:
Digvijaya Thakur
Country:
India
Page No.:
18-22
View PDF
TECHNOLOGY-DRIVEN CHANGES IN HRM IN BANKING: INSIGHTS INTO TRENDS AND CHALLENGES
Author: Digvijaya Thakur

ABSTRACT
This article examines the impact of technology on human resource management (HRM) in
the banking sector. It explores the trends and challenges arising from the integration of
technology in HRM practices, focusing on talent acquisition, performance management,
training, and employee engagement. The study aims to understand how technology-driven
HRM practices shape the banking industry, the barriers faced by HR professionals in
adopting technology, and the implications for employees and overall organizational
performance. The objective is to identify technological trends, assess challenges, explore
benefits, and propose strategies for effective technology implementation in HRM for
sustainable growth in the banking industry.
KEYWORDS: Technology, HRM, Banking sector, Talent acquisition, Performance
management, Training and development, Employee engagement, Data analytics, Strategic
planning, Sustainable growth

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